Privacy Policy for RoyaltyBasedLoans.com
Last updated: 16 April 2025
1. Who We Are
RoyaltyBasedLoans.com (“we”, “our”, or “us”) is committed to protecting your personal data. Our website address is:
http://royaltybasedloans.com
2. What Personal Data We Collect and Why
Comments
When visitors leave comments on our site, we collect the data provided in the comment form—including your name, email address, and any other information you choose to include—as well as your IP address and browser user agent string. These details help with spam detection and ensuring quality user engagement.
In addition, an anonymized string derived from your email address (a hash) may be sent to the Gravatar service to see if you are using it. Please review the Gravatar service privacy policy for more details:
Gravatar Privacy Policy. Once your comment is approved, your profile picture (if you have one) may be publicly visible in association with your comment.
Media
If you upload images to the website, please avoid uploading images containing embedded location data (such as EXIF GPS data). Users visiting the website can download images and potentially extract any location data contained within them.
Contact Forms
Should you contact us via our contact forms, we will collect your name, email address, and any additional information you provide in order to respond to your inquiry.
3. Cookies
We use cookies to enhance your browsing experience on RoyaltyBasedLoans.com:
-
Comment Cookies: If you leave a comment, you can opt-in to saving your name, email address, and website in cookies. These cookies allow you to avoid reentering your details when you post another comment and generally expire after one year.
-
Login Cookies: For registered users, a temporary cookie is set to check if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, further cookies are set to save your login information and screen display choices. Login cookies typically persist for two days, with an extended duration for “Remember Me” selections (up to two weeks). If you log out, these cookies will be removed. -
Editor Cookies: When you edit or publish an article, an additional cookie indicating the post ID is stored temporarily (expiring after one day).
4. Embedded Content from Other Websites
Our articles may include embedded content (such as videos, images, or articles) from other websites. These external embeds behave exactly as if you visited those sites directly. Consequently, they may collect data about you, use their own cookies, integrate additional tracking, or monitor your interactions—especially if you have an account and are logged in on the external site.
5. How Long We Retain Your Data
-
Comments: If you leave a comment, it along with its metadata is retained indefinitely. This allows us to automatically recognize and approve any follow-up comments.
-
Registered Users: For users who register on our site, the personal information provided in your user profile is stored for as long as your account remains active. You have the ability to view, edit, or delete your personal data from your profile (excluding your username). Website administrators also retain the capability to access and modify your information for administrative purposes.
6. Your Rights Over Your Data
If you have an account or have left comments on our site, you may:
-
Request an exported file of the personal data we hold about you.
-
Request deletion of your personal data, subject to our obligations for data retention for administrative, legal, or security purposes.
Please contact us with your specific requests and we will handle them in accordance with applicable laws.
7. Where We Send Your Data
Some of your information, especially visitor comments, may be processed by third-party services for spam detection and security (e.g., automated spam detection services). In using our website, you consent to this data being transferred to such services.
8. Additional Information
Your Contact Information
If you contact us directly or provide additional details, we will store that personal data only for the purpose of addressing your inquiry. We will not sell or share your data with third parties for marketing purposes without your explicit consent.
How We Protect Your Data
We are committed to taking appropriate technical and organizational measures to protect your personal data against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access. Our security measures are regularly reviewed to ensure a high level of protection.
Data Breach Procedures
In the unlikely event of a data breach, we have procedures in place to promptly notify affected users and relevant authorities as required by law, and to take remedial action to mitigate any harm.
Third-Party Data
We may receive data from third parties when it is necessary to enhance your experience or secure our website’s functionality. All third-party services we interact with are subject to their own privacy policies.
Automated Decision Making and Profiling
We do not employ automated decision making or profiling that has a significant impact on users’ rights without human intervention. Any analytics conducted are aggregated and anonymized to improve our services.
Industry Regulatory Disclosure Requirements
RoyaltyBasedLoans.com complies with all applicable regulatory disclosure requirements. We will inform users of any changes to our privacy practices through this Privacy Policy.
9. Changes to This Privacy Policy
We may update our Privacy Policy periodically to reflect changes in our practices or legal requirements. We will post any Privacy Policy changes on this page, and the updated version will be effective as soon as it is posted.
10. Contact Us
For any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: [email protected]
Mail
