Revenue-Based Loan /Finance

(RBF)

  • Get up to $500,000 in the next 24 hours 
  • 3 months in Business? that’s ok
  • No collaterals required
  • No Profits yet? No Problem
  • Gain complete control of your business

Our Services

Royalty-based Financing or Revenue based Financing

Revenue-based financing or royalty-based financing (RBF) is a type of funding or financing provided to an emerging or growing small enterprise in which an investor pumps capital into the businesses in return for a small percentage of ongoing gross revenue (royalty) every month. The best thing is that the returns to the investor only continues until the initial capital amount + a multiple is repaid. Most RBF investors expect the loan to be repaid within 4 to 5 years of the initial investment.

How to apply

3 steps to Revenue-based  Funding

Don’t get stuck in making a decision due to lack of funds

Royalty or Revenue-based financing  (RBF) is the answer to your business funding related problems.

STEP 1: Get registered

Fill in your details and our representative will get in touch with you.

Step 2:  Receive quotation

Receive quotation after you enter details. It has an agreed upon percentage of your business gross sales. In exchange for our amount in your business, you will direct the specific royalty percentage (agreed upon) out of the business revenue back to us.

STEP 3: Revenue share agreement

Get a revenue shared agreement wherein you have the payback amount mentioned. As soon as the payback amount is fully paid, the royalty stops

Our Services

You may need funding for….

renovation of your shop/office/Restaurant

Attract more; Accommodate more

Building renovation and storefront improvement funds. Give your business a more professional appearance, which attracts more customers, create more efficient use of Space and accommodate more.

When your operations add headcount

Recruitment may Ramp up spending

While your business is gaining the desired traction and you may need to recruit more. Get more resources may involve quick spending in a very short period of time without hampering current operations.

expanding your business beyond boundaries

When you desperately need to scale

You’re offering is gaining traction in the market, potential customers are lining up and some would be huge sales, you see a great opportunity in front of you but to take the business to the next level or for marketing and capitalize on that opportunity you need to scale.

emergency funds

Risk Management

Don’t break in an untoward incident, a natural calamity or an accident etc. Be prepared for anything beforehand, be it funds to purchase raw material for rising in demand or an accident.

Partnerships & distribution

Mergers & Acquisitions

Pay your distribution fees. Set up the required resources after a new acquisition. Form new alliances across different verticles let money won’t stop you from taking long strides.

growth capital for a fixed percent

Stuck in Idea 1 or Idea 2?

Eliminate your need for venture capital or bank debt. Get your growth capital in exchange for a fixed percentage (1% – 5%).

Whats the difference?

Royalty-based Funding vs Equity vs SBA loans vs Bank loans

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our Benefits

3 biggest benefits of Revenue Based Financing

1.Monthly payment

Loan repayment calculation

Approval in 24 hours. Repayments are based on a fixed percentage of your monthly revenue. Less revenue in a month pay less.

2.TOTAL payment Comparison

RBF vs Banks vs Equity

Revenue-based financing is less expensive than equity and greater than a bank loan.

3.don’t lose stakes

Keep control of your business

Unlike VC funds, you save ownership in RBF, as control is left entirely in your hands. A small price of losing a valuable chunk of stakes in your company, right?

When a Bank loan is not an option?

You turn to the bank for a loan only to be rejected because

  • You’re still viewed as too new, too risky, the approval time is long until opportunity ceases.
  • Bank keeps Mortgages
  • To much of paperwork and time spent for the approval process

When an Equity is not an option?

  • Investors such as angels and venture capitalists you don’t want to give for the following reasons
  • You don’t want to give up ownership and control at this point
  • You can’t spend the next 3 to 9 months focusing on fund-raising, rather when you have a business to build.

revenue based finance (RBF)

When Royalty/Revenue based finance is your option?

For Business owners, RBF is the option

When in need of Growth Capital

Funding amount starting from $5000. RBF loan approval in less than 24 hours of application.

When a business or Entrepreneur can't pay more than revenue generated

2 months is the Minimum time required to qualify for funding

When Businesses are new and risky proportion for banks to fund

Funding amount starting from $5000 and goes above $500,000 in 48 hours

When businesses are not Generating enough revenues yet and are at the break-even.

Capitalize on the opportunity  business health and/or future growth potential

When urgently need to capitalize on the opportunity for future growth potential

We are open to invest in the businesses not making profit yet. Feel Free and apply

Why wait get quote

HOW IT WORKS?

How Royalty-based Funding is calculated?….

Here is how a $250,000 loan might work.

  • Principal amount: $250,000
  • The company pays the investor a fixed percentage of revenue: 5%.

If Revenues in January : $100 ,000

Then the company pays the investor $5,000 per month

If February’s revenues are $80,000

that month’s payment is $4,000.

Loan termination is when the loan is fully repaid, when the cumulative monthly payments equal a fixed total dollar amount called the repayment cap.

1: No set periods for repayment and no set interest rate doesn’t sound much like a regular loan.

Repayment of Revenue based financing works on the factor called “Repayment Cap”. It is predecided and is generally in the multiple of 1.35x to 2x of the principal amount. During repayment, this “Repayment cap” varies with the monthly revenue. Thus the monthly repayment amount is directly proportional to the monthly revenue, which is a dynamic figure.

2:  Technically a loan but not a fixed payment

As the monthly repayment amount would be a fixed percentage (fixed percentage and not amount) of your revenue. The repayment amount will vary with the monthly revenue.

 3: If your company fails to generate revenue, then technically you owe $0 and you won’t be a defaulter

That’s true, as mentioned above if your company fails to generate revenue for a particular month, you owe us $0 and you won’t be defaulted.

4: Revenue share agreement

A revenue shared agreement is a document wherein you have the payback amount mentioned. As soon as the payback amount is fully paid, the royalty stops.

Sample: Revenue Share Agreement / Terms sheet PDF

Financial Resources, Calculators, More

24 Hour Approval

Funding amount starting from $5000. RBF loan approval in less than 24 hours of application. Funds will be transferred within the next business day.

Min. Time in Business

2 months is the Minimum time required to qualify for funding

Minimum Funding amount?

Funding amount starting from $5000 and goes above $500,000 in 48 hours

Loan Approval Criteria

Overall business health and/or future growth potential

Business, not generating revenue? No Problem

We are open to invest in the businesses not making profit yet. Feel Free and apply

No restriction on use of funds

No guarantee required from the board of directors or any one in the board.

Contact

Get In Touch

 

Royalty based Investment Firm.

With a vision to become a go-to partner for Small business investment, we at World Capital Finance strive to keep the Royalty-based loan process as simple as it could be. Technically, you pay the part of Revenue generated by your firm each month. This leads to a very risk-free model wherein you technically pay nothing if you fail to generate sales/revenue.